If you want to use a different Payment Method or if there is a change in Payment Method, such as your credit card validity or expiration date, you may edit your Payment Method information by logging in at www.irisbylowes.com and proceeding to the manage subscription section.

If your Payment Method reaches its stated expiration date or otherwise ceases to accept charges and you do not edit your Payment Method information or cancel your User Account and all card services, you authorize us to, at our discretion：
(1) continue billing that Payment Method and you remain responsible for any uncollected amounts,
(2) contact you for an alternate form of payment, including paying any amounts that remain outstanding or uncollected, or
(3) terminate your use of Iris and you will remain responsible for any uncollected amounts. 
As part of the benefit of your Iris Service, certain Payment Method providers may provide us the ability to subscribe to automatically receive updated Payment Method information, such as if your provider issues you a new credit card to replace a lost, stolen, or compromised credit card.

For certain Payment Methods, the issuer of your Payment Method may charge you a foreign transaction fee or related charges. It is your responsibility to check with the issuer of your Payment Method for details on any interest, fees, or charges associated with your Payment Method.

You authorize us  to obtain a non-investigative consumer report, commonly referred to as a credit check or credit report, about you from a consumer reporting agency at any time that you are signed up to receive the Iris Services.  You have the right, by contacting the provider of this information, to dispute the information on the report or request additional disclosures as provided under Section 606 of the Fair Credit Reporting Act.  You must request any additional credit information in writing.  You release us from any liability in connection with such investigation.

If you cancel the Iris Service altogether by closing Your Account, your cancellation will be effective as of the Effective Date. You will receive a pro-rated refund to the Payment Method on file as described in this Section.  Should you have an invalid Payment Method on file, you may not receive your refund.  Cancelling your Service won`t affect your ownership of any Products that you have purchased from us or others, or your obligation to pay for them, and we`ll be under no obligation to accept their return, or provide any credit or refund for them relating to cancellation or termination of Iris Service.

If you fail to make any payment when due, or if you breach any part of this Agreement, we may immediately terminate your Iris Service without any notification or compensation or liability to you in addition to any other legal or equitable remedy we may have, such as to pursue balances owed.